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The Philosophy of Wealth in Islam Julai 3, 2007

Posted by MOHD IDZANEY ZAKARIA in Cara Hidup, Ekonomi, Pengurusan Diri.
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Dr. Mohd Farid Mohd Shahran(ABIM)

One of the prevailing criteria of the world we are living now is the predominant desire of man toward material wealth. The world is dominated, mostly by the greed of man, translated in their obsession of material wealth. Money, as the symbol of extravagance and richness, has been the magic word of the modern man. Books on how to generate business, to maximize profit, and to become rich in the shortest possible time, pack the best-sellers shelves of every bookshop, hence accelerating the economic madness and material frenzy of the modern life. Every inch of human life is measured by dollar and cent, credit and debt, profit and loss. Man’s own desire and greediness has become his new God while the phantom of his rapacity and selfishness turns out to be his new religion. (selanjutnya…)

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Adakah IQ Tinggi Bermakna Bijak? Jun 28, 2007

Posted by MOHD IDZANEY ZAKARIA in Cara Hidup, Pengurusan Diri.
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Gardner tidak bersetuju dengan keghairahan sekolah-sekolah di US yang menggunakan skor ujian IQ bagi mengukur pencapaian akademik para pelajar. Kajian Gardner berjaya membuktikan terdapat pelbagai kecerdasan lain yang patut diambil kira sebelum menyatakan seseorang itu cerdas ataupun bijak.
Cuba selesaikan masalah ini dengan menggunakan apa sahaja cara yang difikirkan sesuai. Semasa anda berusaha menyelesaikannya, beri perhatian sepenuhnya pada apa yang anda lakukan bagi mendapatkan jawapan. (selanjutnya…)

Who Speaks on Behalf of Islam? Jun 26, 2007

Posted by MOHD IDZANEY ZAKARIA in Akidah, Cara Hidup.
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Dr. Syed Ali Tawfik Al-Attas/ Md. Asham B. Ahmad
Ketua Pengarah/ Fellow IKIM

Just one year after the tragic events of 9/11 a dialogue was held in Granada, Spain. It was the inaugural meeting which sought to bring together the different ideologies under a programme entitled Dialogues: Islamic World–US–the West. The programme itself was conceived in the aftermath of 9/11 to entertain discussions concerning the relationship between Islam and the West. According to the report, the conference witnessed considerable discussion on what constitutes Islamic authority today. Sadly no answer to the question who speaks for Islam was offered.It is interesting to note that the question was posed in a dialogue where Muslim were invited (either as participants or as paper presenters) as ‘representatives’ of the Muslim World. If they were really qualified they would have realized that question should not have been asked in the first place. On the other hand, if they were not qualified, then they should not have been invited. Therefore, one may conclude that the organizer was either ignorant of who should have been invited to such an important dialogue, or had intentionally invited those who were not qualified! (selanjutnya…)

Pengurusan Harta Dalam Islam Jun 26, 2007

Posted by MOHD IDZANEY ZAKARIA in Cara Hidup, Ekonomi.
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 Mohd Fauzi Mustaffa al-Besuty
Pegawai Penyelidik IKIM

 Allah s..w.t. berfirman dalam al-Quran al-Karim, surah Luqman, ayat 20 yang bermaksud:

“Tidakkah kamu perhatikan, sesungguhnya Allah telah memudahkan untuk kepentinganmu apa yang ada di langit dan apa yang ada di bumi dan menyempurnakan untukmu nikmatNya lahir dan batin”.

Islam meletakkan harta sebagai salah satu keperluan asasi di dalam kehidupan manusia. Bagi memenuhi tuntutan tersebut, Islam telah menyediakan beberapa sistem yang dapat merealisasikan kenyataan itu dengan baik dan berkesan, antaranya ialah sistem pengurusan dan pentadbiran harta.

Islam mengambil sikap yang jelas dan terbuka dalam soal pengurusan harta dengan berdasarkan nilai dan objektif untuk kebaikan dunia dan akhirat sekaligus menghindari segala keburukan dan kemudaratan. (selanjutnya…)

Perspektif Ikim: Konsep istisna’ dalam pembelian rumah Jun 26, 2007

Posted by MOHD IDZANEY ZAKARIA in Cara Hidup, Ekonomi.
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Oleh Muhammad Hisyam Mohamad

Akad jual beli hanya sempurna apabila penjual serah barang kepada pelanggan

PENGALAMAN berurusan dengan Cawangan Perbankan Islam sebuah institusi perbankan terbesar negara bagi menyelesaikan urusan pembelian rumah baru-baru ini, sedikit sebanyak mengundang persoalan sejauh mana Skim Perbankan Islam (SPI) di Malaysia menepati perbankan berlandaskan syariah yang bebas daripada unsur riba dan unsur lain yang dilarang Islam.

Di Malaysia, bagi pembiayaan perumahan, majoriti bank menggunakan konsep al-bai’ bithaman ajil (BBA) atau jual harga tangguh, manakala dalam penentuan kadar keuntungan pula, ada dua pendekatan digunakan, iaitu sama ada menggunakan kadar tetap atau kadar berubah-ubah yang mempunyai kadar siling tertentu yang ditetapkan pada awal kontrak.
(selanjutnya…)